Our People

Phil Smith Picture

Phil Smith


Phil has more than 20 years of global experience across wealth management, asset management, brokerage, insurance and consulting. Phil was Managing Director and Global Management Committee member at Barclays Wealth, where he played a major role in the inception and development of the global infrastructure of this business line for Barclays Plc. His previous roles include that of Global Chief Financial Officer of Fortis Investments and director-level roles at Arthur Andersen, Prudential M&G and Prudential Corporation Asia. During this time, he built up extensive experience of M&A, joint venture partnerships and greenfield business development across Asia, EMEA and the Americas.

David Etherington Picture

David Etherington

Non-Executive Director

David has had a highly distinguished career in Financial Services. David is the sole Non-Executive Director for the Group’s five primary operating subsidiaries and chairs the Group Board. During his executive career he has held several Group Executive positions. David spearheaded the corporate transformation of Zurich UK Life from 2003 to 2012 and delivered Zurich’s retail and corporate platforms. He held multiple Zurich Board Directorships and chaired several Board sub-committees including the Investment Committee. His career started with the NatWest Group plc. In 1998, he moved to help build CLS Bank. Thereafter, he held senior executive positions with bolero.net and Unum. David has a degree in Business Administration, a post graduate NatWest Group sponsored MBA with Distinction.

Paul Downing Picture

Paul Downing


Paul has extensive operational experience within financial services having held senior positions in pension administration, wealth management, stockbroking, and asset management. He also has experience in regulatory consultancy where he specialised in operational issues and undertook a number of skilled person reviews for the FSA. He brings a wealth of relevant experience to EBS having led platform operations at both Novia and Skandia where he led the operational integration with Selestia.

Vincent Cambonie Picture

Vincent Cambonie


Vincent’s career spans 25 years’ working in global  financial institutions, most recently as Managing Director and Group Chief Financial Officer at BNP Paribas Investment Partners. He has extensive international  experience having held various senior finance positions at Merrill Lynch in their Paris, London and New York  offices, Instinet Corporation and Fortis Investments  before joining BNP Paribas Investment Partners. During his career Vincent has gained valuable skills in performance management and business strategy, including various M&A activities.

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